Be Prepared

 This shop has been compensated by Collective Bias, Inc. and its advertiser. All opinions are mine alone. #iamprotective #CollectiveBias

September is "National Life Insurance" month.  I thought I'd take the time to share a personal story with you today about Protective Life and the importance of life insurance.  As most of you know, my mother passed away in 2000 at age 39.  She had a cold, turned into a sinus infection, and got septic.  She was in ICU for 6 days before she passed.  When she was a teenager she had cancer, but had been cancer free all of my life.  Due to her cancer, the doctors removed her spleen.  Since she didn't have her spleen, her body had difficulties fighting off the infection.  I lost her at age 17.

I was old enough to participate in the funeral planning.  I remember watching my dad want to plan the perfect funeral for his bride, but also saw the burden this was since she didn't have life insurance.  At that time you either couldn't get life insurance if you had previously had cancer, or you could but it was too expensive for their budget.  I watched the cost of her going away party increase as we added flowers, headstone, casket, etc etc.  The cost of the funeral and my mother's 6 day ICU hospital stay took my father a very very long time to pay off.

I am now a grown adult with a son in his senior year of high school.  I don't want to leave him or my significant other with the same burden my father had.  Once you experience something like that first hand, it's a very easy decision.  Life Insurance is so very important.  I was able to find all the answers and information I needed on life insurance from Protective Life.  It's great to have the resources all in one place.  Maybe you haven't gotten life insurance because you don't think you need it.  Do you?  Protective Life has a really good article that helps you make that decision.

Planning for times like that can be uncomfortable.  However, it's a necessity.  Protective has a lot of information on their website, along with policies, and tools to help you make the best educated decision in your planning.

Do you have life insurance?  Was your decision prompted by a life event too?