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Be Prepared

Tuesday, September 22, 2015

 This shop has been compensated by Collective Bias, Inc. and its advertiser. All opinions are mine alone. #iamprotective #CollectiveBias


September is "National Life Insurance" month.  I thought I'd take the time to share a personal story with you today about Protective Life and the importance of life insurance.  As most of you know, my mother passed away in 2000 at age 39.  She had a cold, turned into a sinus infection, and got septic.  She was in ICU for 6 days before she passed.  When she was a teenager she had cancer, but had been cancer free all of my life.  Due to her cancer, the doctors removed her spleen.  Since she didn't have her spleen, her body had difficulties fighting off the infection.  I lost her at age 17.


I was old enough to participate in the funeral planning.  I remember watching my dad want to plan the perfect funeral for his bride, but also saw the burden this was since she didn't have life insurance.  At that time you either couldn't get life insurance if you had previously had cancer, or you could but it was too expensive for their budget.  I watched the cost of her going away party increase as we added flowers, headstone, casket, etc etc.  The cost of the funeral and my mother's 6 day ICU hospital stay took my father a very very long time to pay off.


I am now a grown adult with a son in his senior year of high school.  I don't want to leave him or my significant other with the same burden my father had.  Once you experience something like that first hand, it's a very easy decision.  Life Insurance is so very important.  I was able to find all the answers and information I needed on life insurance from Protective Life.  It's great to have the resources all in one place.  Maybe you haven't gotten life insurance because you don't think you need it.  Do you?  Protective Life has a really good article that helps you make that decision.


Planning for times like that can be uncomfortable.  However, it's a necessity.  Protective has a lot of information on their website, along with policies, and tools to help you make the best educated decision in your planning.

Do you have life insurance?  Was your decision prompted by a life event too?


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2 comments:

  1. Reading this made me cry. Two years ago I got a cold, it became an ear and sinus infection....I almost died. I had 2 surgeries and live in chronic pain from the nerve damage left behind. I have 2 young children and a loving husband. I was told I was extremely close to death and just a day away from slipping into a coma when I finally went for help. I am sooooo sorry for your loss. I knew I was sick but had no idea I was that sick. I am glad you shared this story for several reasons. I hope no one else is ever lost to this type of illness. We must prepare for these things but it's really scary. Gosh, I'm really emotional from reading this. I wish I could give you a hug.

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    1. I am so sorry that happened to you, but I am so HAPPY you were able to get help in time! It's a good reminder to us all that we shouldn't ignore symptoms when we're ill... you just never know how bad it could be. Sending you a virtual hug as well!

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